Self-Employed Coverage
Health coverage built for 1099 contractors, freelancers, realtors, consultants, and small-team owners. Travels with you when income shifts.
Self-Employed Coverage in Plain English
Self-employed coverage is just an ACA plan in most cases, but the subsidy math depends on your AGI, your projected income, and how variable your work is. Get the projection wrong and you pay back subsidies at tax time.
Rusty helps self-employed clients project income carefully, pick the right metal tier, and plan around tax-deductible HSAs where it makes sense.
- Income projection that protects against subsidy clawback
- Plan choice across ACA marketplace and off-exchange options
- HSA-eligible high-deductible plans where they help
- Quick-switch support if your income changes mid-year
Common Questions
Good to KnowRusty teaches you how to project conservatively and adjust mid-year, so you never owe back at tax time.
For most self-employed filers, yes, Rusty will explain how to capture that deduction.
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Get a Free Self-Employed Coverage Comparison
No obligation. Rusty will review your situation, compare your options, and help you choose the right plan, all at no cost to you.
- Free, no-obligation consultation
- Personal, virtual, or phone meeting
- Compare 75 plans from 8 carriers
Or call directly: 602-291-5169