Independent Insurance Guidance, All Under One Roof
Group health and employee benefits, Medicare, individual health, long term care, and safe money retirement strategies, compared across 8 major carriers, in plain English.
What Rusty Offers
Pick the area that fits your situation. Every recommendation is checked against your doctors, your budget, and your goals.
Group Health & Employee Benefits
Group medical, dental, vision, and supplemental benefits for Arizona businesses. Census-based quotes across the group market, with open enrolment and new hires handled for you.
- · Group Health Insurance
- · Employee Benefits
- · Group Dental & Vision
Medicare Solutions
Turning 65, switching plans, or shopping during the Annual Enrollment Period? Rusty compares Medicare Advantage, Medicare Supplement, and Part D options from 8 major carriers side by side, in plain English.
- · Medicare Advantage Plans
- · Medicare Supplement (Medigap)
- · Medicare Part D / Rx Coverage
- · Turning 65 Guidance
Individual Health Insurance
ACA marketplace plans, self-employed coverage, employee benefits, and short-term medical. Rusty pulls a full subsidy review and a side-by-side comparison so you only pay for what you actually need.
- · ACA Individual & Family Plans
- · Self-Employed Coverage
- · Employee Benefits
- · Short Term Medical
Long Term Care & Supplemental
Dental and vision, critical illness, accident, telemedicine, travel medical, and long-term care. Round out the gaps your primary plan leaves behind without overpaying.
- · Dental & Vision
- · Critical Illness / Cancer
- · Accident & Long Term Care
- · TeleMedicine & Travel Medical
Safe Money & Retirement
Tax-advantaged retirement income, early retirement planning, MPI and IUL accounts, and 501(c)(3) solutions. Lower taxes, steadier income, fewer surprises.
- · Retirement Income Planning
- · Early Retirement Planning
- · MPI / IUL Accounts
- · 501(c)(3) Solutions

One agent. Eight carriers. Seventy-five plans.
Because Rusty is independent, he works for you, not for a single insurance company. That means access to 8 major carriers and 75 plans across Arizona, and zero pressure to push any one of them.
You see the comparison. You make the choice. Rusty handles enrollment and stays on as your year-round point of contact.
- Independent advice across every major Arizona carrier
- Side-by-side written plan comparisons
- Free, no-obligation consultation
- Annual reviews so the plan keeps fitting
Request a Free Consultation
No obligation. Rusty will review your situation, compare your options, and help you choose the right plan, all at no cost to you.
- Free, no-obligation consultation
- Personal, virtual, or phone meeting
- Compare 75 plans from 8 carriers
Or call directly: 602-291-5169