Your Insurance. Simplified.
Plain-language guidance on group health and employee benefits, Medicare, individual health insurance, long term care, and retirement. Compare 75 plans from 8 major carriers, all at no cost to you.
Your Lifetime Resource for Insurance Decisions
Rusty Vandall is a licensed independent insurance agent serving clients across Arizona and multiple states. As an independent agent, he works with the major insurance companies so he can offer you the right coverage at no cost to you.
He designs plans around your short and long-term needs, then walks you through side-by-side comparisons so you always know exactly what you are choosing and why.
- Access to 8 major carriers and 75 plans in Arizona
- Independent advice with no obligation to any one company
- Side-by-side plan comparisons tailored to your doctors and budget
- Ongoing support, not just enrollment day
Coverage for Every Stage of Life
From a group plan for your team to a retirement income strategy of your own, Rusty compares options from Arizona's top carriers and walks you to the right fit, in plain English.
Group Health & Employee Benefits
Group medical, dental, vision, and supplemental benefits for Arizona businesses. Census-based quotes across the group market, with open enrolment and new hires handled for you.
Explore Group Health
Medicare Solutions
Part A, B, C, and D explained clearly. Compare Medicare Advantage and Medicare Supplement side by side, review your Part D drug plan, and enroll on time with confidence.
Explore Medicare
Individual Health Insurance
ACA marketplace plans, self-employed coverage, and short-term medical. Get a side-by-side comparison and a subsidy review so you only pay for what you actually need.
Explore Health Plans
Long Term Care & Supplemental
Long term care, dental, vision, critical illness, accident, and telemedicine coverage for the costs your primary plan and Medicare leave behind.
See Long Term Care
Safe Money & Retirement
Tax-advantaged retirement income, early retirement planning, MPI and IUL accounts, and 501(c)(3) options. Lower taxes, steadier income, fewer surprises.
Plan RetirementFor Agents: Recruiting & Training
Licensed agents: build your own book inside an independent agency, with product and compliance training, carrier access, and lead support behind you.
Explore the Agency
Consultations That Fit Your Schedule
Whether you prefer an in-person meeting, a video call, or a quick phone conversation, Rusty works around your schedule and answers your questions in plain language, no insurance jargon.
What Clients Say About Rusty
Ten five-star reviews from Arizona families, retirees, self-employed professionals, and small business owners.
"Rusty is amazing. I am a realtor and being self employed is a challenge trying to find health insurance. He answers his phone every time I call and found me the best insurance within my budget. I will surely stick with Rusty as my insurance agent for eternity."
"We are so grateful to have had Rusty's guidance in finding an insurance plan right for our family. He made us feel like a priority and really walked us through our options. We know we are in the best hands."
"Thanks Rusty for all your help. I own a small business and the thought of trying to get insurance for my new employees was overwhelming. You made it easy. Always there to answer my questions."
Common Questions
Good to KnowNothing. Independent insurance agents like Rusty are compensated by the insurance carriers, not by you. There is never a fee or obligation for a consultation, a plan comparison, or enrollment assistance.
Medicare Advantage (Part C) is an all-in-one plan offered by private companies that often includes drug coverage and extras like dental and vision, but uses a network. Medicare Supplement (Medigap) works alongside Original Medicare, covers cost-sharing like copays and coinsurance, and is accepted by any provider who takes Medicare. Rusty compares both options side by side so you can see which plan fits your doctors, prescriptions, and budget.
Yes. Rusty is licensed in Arizona and multiple other states across the United States. Whether you prefer an in-person meeting in Chandler or a phone or video call from anywhere, he can assist with your insurance needs.
If you are turning 65, your Initial Enrollment Period begins 3 months before your birthday month and lasts 3 months after. The Annual Enrollment Period runs October 15 through December 7 each year. Special Enrollment Periods may apply for qualifying life events. Rusty will walk you through your timeline so you never miss a window or incur a late-enrollment penalty.
Rusty specializes in finding health coverage for self-employed individuals and small business owners. He can review your ACA subsidy eligibility, present side-by-side plan options, and help you set up affordable group coverage for your employees.
Yes. Rusty advises on tax-free retirement income strategies and tax-advantaged savings, and for clients whose plans include a charitable component he can walk you through 501(c)(3) options. The aim is steadier income in retirement with fewer taxes.
Request Your Free Consultation
No obligation. Rusty will review your situation, compare your options, and help you choose the right plan, all at no cost to you.
- Free, no-obligation consultation
- Personal, virtual, or phone meeting
- Compare 75 plans from 8 carriers
Or call directly: 602-291-5169