Critical Illness / Cancer
A diagnosis you never expected should not also be a financial emergency. Critical illness and cancer policies pay a lump sum when you need it most.
Critical Illness / Cancer in Plain English
Critical illness and cancer policies pay you a cash benefit on diagnosis of a covered condition: heart attack, stroke, cancer, kidney failure, and others. You decide how to use the money, deductible, lost wages, travel for treatment.
Rusty compares the major carriers, checks the definitions carefully (not every policy covers the same conditions the same way), and helps you size the benefit to your real out-of-pocket exposure.
- Lump-sum payout on diagnosis of a covered condition
- Compares carriers on covered-condition list, not just price
- Tiered benefit amounts so you can right-size the policy
- Pairs cleanly with a high-deductible ACA or Medicare plan
Common Questions
Good to KnowHealth plans pay the providers; critical illness pays YOU. The cash covers what your medical plan does not.
Rusty sizes it against your max out-of-pocket plus a buffer for income loss, usually $10,000 to $50,000.
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Get a Free Critical Illness / Cancer Comparison
No obligation. Rusty will review your situation, compare your options, and help you choose the right plan, all at no cost to you.
- Free, no-obligation consultation
- Personal, virtual, or phone meeting
- Compare 75 plans from 8 carriers
Or call directly: 602-291-5169