Maximum Premium Indexing

What Is An MPI (Maximum Premium Indexing) Account? An MPI Secure Compound Interest Account is essentially a rebrand of indexed universal life (IUL) insurance.

IULs are complex insurance products that combine life insurance with some type of investment product, guarantees, costs, and rules.

With these insurance policies, your growth of the cash value is typically tied to the performance of some underlying index. In the case of MPIs, the value depends on the S&P 500 returns.

The MPI account is intended to offer regular income during retirement. During retirement, the investment owner will draw down from the cash value to cover living expenses. However, the remainder of the investment will stay invested and be used to fund the life insurance premiums and expenses.

501(c)(3) Solutions

Creating a 501(c)(3) organization, also known as a non-profit, can provide several benefits for individuals or groups who are looking to make a positive impact in their communities. Some of the key benefits of creating a 501(c)(3) include:

• Tax-exempt status: 501(c)(3) organizations are exempt from paying federal income tax, and in many cases, state and local taxes as well.
• Eligibility for grants and donations: As a non-profit, 501(c)(3) organizations are eligible for a variety of grants and donations from individuals, corporations, and foundations.
• Credibility and legitimacy: Having 501(c)(3) status can enhance an organization's credibility and legitimacy in the eyes of donors, volunteers, and the public.
• Ability to advocate: Non-profit organizations are allowed to engage in certain types of advocacy work, including lobbying for specific policy changes.
• Ability to provide tax deductions: Donors to 501(c)(3) organizations can receive tax deductions for their contributions, which can be a significant incentive for individuals and businesses to support the organization.